Here is a parable. Look at life like it's one big trip to Las Vegas. Vegas is rigged. The House always wins. As soon as you convert your $$$ into chips it's their money. You are trained to not own your own money, from birth.

How do you beat Vegas? Change the rules? Never happen. Don't play? They make you play, at gun point almost. So what's the only way to beat the house? Change your own rules. It's the hardest thing to do and yet it's the easiest too.